In: Business and Management

Submitted By soniyarahate
Words 3332
Pages 14
Priority Sector Schemes-
a) Credit assistance to women entrepreneurs in tiny and SSI sector
b) Credit Assistance to women beneficiaries in other Priority Sector Schemes
c) Credit facilities to women entrepreneurs under various Govt. sponsored schemes like
-Prime Minister's Rozgar Yojana(PMRY)
-Swarnjayanti Gram Swarozgar Yojana(SGSY)
-Swarnjayanti Shahari Rozgar Yojana(SJSRY)
-Differential Rate of Interest Scheme(DRI)
-Micro Credit to Self-Help Groups(SHGs)


Finance for Women (Including Housewives)

PNB enables housewives and other ladies to supplement family incomes and to use their spare time profitably through this scheme by taking up projects as artisans, or under village and cottage industries, SSI, small business and retail trade. Industrial projects requiring higher assistance may also be considered under the scheme of financing small-scale industries.


Any Woman/Housewife, 18 years of age and above, living at a place for more than 6 months, who has not been a member of any industrial co-operative society and not indebted to any cooperative or state agency.

|Amount of loan | |
|[pic] |

Need based, subject to ceiling of Rs.25,000/- per borrower for purchase of machinery/equipment etc. and meeting working capital requirement of one operating cycle.
Margin: Nil
| Security | |
|[pic] |

Pledge/hypothecation/mortgage of assets created out of bank…...

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